Health Insurance

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Family discussing health insurance options with an advisor

What It Covers

Health cover that moves at the speed of life

From GP visits and dental check-ups to hospital stays and treatment abroad, our health plans pay for private care without the waiting lists. Direct billing means you show your Oakmere card — we settle with the clinic.

  • 9,000+ partner clinics with direct billing
  • International treatment in 40 countries
  • Maternity, dental and optical options

What's Included

One plan, every layer of care

Private hospital treatment

Surgery, diagnostics and specialist consultations with the consultant you choose, not the one you're assigned.

Everyday care

GP appointments, prescriptions, physiotherapy and mental-health sessions with generous annual limits.

Dental & optical

Check-ups, hygienist visits, crowns, glasses and contact lenses — add it to any core plan.

Worldwide emergency cover

Emergency treatment and medical evacuation wherever you travel, 365 days a year.

Our Process

From quote to card in days

STEP 01

Health review

We map your family's needs, existing conditions and preferred hospitals.

STEP 02

Plan comparison

Side-by-side options with real claim examples and excess trade-offs explained.

STEP 03

Fast underwriting

Most applications approved within 48 hours; we handle every medical form.

STEP 04

Ongoing advocacy

Pre-authorisations, second opinions and billing disputes — handled by us.

FAQs

Health cover questions

Almost always. Our plans include open provider networks, and if your doctor isn't registered yet, we invite them to join at no cost to you.

Many are, after a short moratorium or with a tailored excess. We disclose exactly what applies before you sign — in writing.

Show your Oakmere card at partner clinics and walk out without paying. Elsewhere, photograph your receipt in our portal and get reimbursed within five working days.

Protect your family's health

Free health-cover review with a named advisor — no obligation.

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