Home Insurance
Home, fully protected
What It Covers
The place you love, insured properly
Buildings and contents under one roof with new-for-old replacement, accidental damage as standard, and a 24-hour emergency line for leaks, lockouts and boiler failures.
- New-for-old replacement on contents
- Accidental damage included, not upsold
- Alternative accommodation up to 24 months
What's Included
Cover for every kind of home
Buildings insurance
Structure, roofs, pipes and permanent fixtures rebuilt to match — including subsidence assessment.
Contents insurance
Furniture, electronics, clothing and valuables with single-item limits up to £15,000.
Landlord & rental
Loss of rent, tenant damage and liability across single lets and full portfolios.
Home emergency
Plumbers, electricians and locksmiths dispatched around the clock, labour and parts covered.
Our Process
Valued right, covered fast
STEP 01
Rebuild valuation
We calculate your true rebuild cost free — most homes are over- or under-insured.
STEP 02
Contents walkthrough
A room-by-room checklist captures valuables, bikes and gadgets you'd forget.
STEP 03
Instant cover note
Exchange-day cover notes issued in minutes for buyers and remortgagers.
STEP 04
Emergency line
One number for leaks, break-ins and breakdowns — answered 24 hours a day.
FAQs
Home cover questions
Owners usually need both; renters need contents only since the landlord insures the structure. Mortgage lenders require buildings cover as a loan condition.
Yes — personal possessions cover protects phones, jewellery and bikes anywhere in the country, with worldwide cover available.
Emergency repairs start within hours. Cash settlements for contents typically land within five working days of approval.
Insure your home properly
Free rebuild valuation with every quote this month.